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CALIFORNIA CIVIL CODE SECTION 2945-2945.11 (Effective July 1, 2009)

2945. (a) The Legislature finds and declares that homeowners whose residences are in foreclosure are subject to fraud, deception, harassment, and unfair dealing by foreclosure consultants from the time a Notice of Default is recorded pursuant to Section 2924 until the time surplus funds from any foreclosure sale are distributed to the homeowner or his or her successor.

Homeowner Affordability and Stability Plan

The deep contraction in the economy and in the housing market has created devastating consequences for homeowners and communities throughout the country.

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AVOID THE DANGERS OF LOAN MODIFICATION

  • Do You Even Qualify?
  • Razor Sharp Negotiation Techniques
  • The Magic Bullet-Preparing Your Monthly Budget
  • How to Write an Effective Hardship Letter-Why a Bad One Will Get You Denied
  • Which Program is Best For You

Take the time to focus on developing your strategy to Save Your Home and crating the mindset to ensure success despite the daunting task of loan modification.

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