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CALIFORNIA CIVIL CODE SECTION 2945-2945.11 (Effective July 1, 2009)

2945. (a) The Legislature finds and declares that homeowners whose residences are in foreclosure are subject to fraud, deception, harassment, and unfair dealing by foreclosure consultants from the time a Notice of Default is recorded pursuant to Section 2924 until the time surplus funds from any foreclosure sale are distributed to the homeowner or his or her successor.

Homeowner Affordability and Stability Plan

The deep contraction in the economy and in the housing market has created devastating consequences for homeowners and communities throughout the country.

Success Stories

Terry Strawn was honest and loyal to his commitment with my family’s case. Terry not only proved to me that he works diligently but showed me his heart and expressed the importance of helping hundreds of families.

-- J. O. Gomez & S. G. D. Gomez, Perris, CA

Thank you for helping me save my home! Upon my initial phone call, I was stricken with grief and hopelessness. Up until that point I had been solely handling the unsuccessful task of seeking a modification. I had been denied the modification requests several times. I had seriously defaulted on my mortgage due to a financial crisis. At that point, I realized I was in way over my head. My husband suggested I give you a call and I must say you performed the impossible....I am current with my mortgage. Thank you for all your help.

-- I. Towery, Los Angeles

Dear Mr.Strawn, Thank you for taking the time to review my mortgage. You were extremely thorough in explaining about foreclosure. Now that I have a better rate and a lower payment I will be able to keep my house. I can’t thank you enugh for your energy and willingness to help save my home and make my family happy.

-- R Suhhai, South Ozone Park, NY

From the first phone conversation I had with Terry he was friendly, helpful and encouraging. and he immediately put me at ease. He carefully explained my options and the paperwork involved. He took as much time as needed to make me feel comfortable with the process.

I am happy to report that the modification is complete and my wife and I are relieved at the outcome. I could not have done this on my own.

I would highly recommend Terry Strawn.

-- G. Silkwood, Temecula, CA

Terry Strawn, you are the bomb! You immediately navigated me through the paperwork. You sifted through and addressed anything that might be questionable and corrected it.

All conversations with the lender were 3-way. and I was able to get clear and concise answers.

On March 1 2009, after three foreclosure postponements, I received a modification.I cannot tell you, Terry, what your skills did to change the course of my life and saving my home.

-- K. King

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Click here to download approved modification letters