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CALIFORNIA CIVIL CODE SECTION 2945-2945.11 (Effective July 1, 2009)
2945. (a) The Legislature finds and declares that homeowners whose residences are in foreclosure are subject to fraud, deception, harassment, and unfair dealing by foreclosure consultants from the time a Notice of Default is recorded pursuant to Section 2924 until the time surplus funds from any foreclosure sale are distributed to the homeowner or his or her successor.
Homeowner Affordability and Stability Plan
The deep contraction in the economy and in the housing market has created devastating consequences for homeowners and communities throughout the country.
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Alan White (June 9, 2009)
California passes 90-day Foreclosure Moratorium
Governor Schwarzenegger signed a bill Tuesday imposing a 90-day moratorium on foreclosures in California. The bill exempts lenders who have a modification program in place meeting standards set forth in the bill, including reduction of payments to 38% of a borrower's income (higher than the 31% DTI standard in the Obama Administration plan.)