Homeowner Affordability and Stability Plan
The deep contraction in the economy and in the housing market has created devastating consequences for homeowners and communities throughout the country.
CALIFORNIA CIVIL CODE SECTION 2945-2945.11 (Effective July 1, 2009)
2945. (a) The Legislature finds and declares that homeowners whose residences are in foreclosure are subject to fraud, deception, harassment, and unfair dealing by foreclosure consultants from the time a Notice of Default is recorded pursuant to Section 2924 until the time surplus funds from any foreclosure sale are distributed to the homeowner or his or her successor.