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CALIFORNIA CIVIL CODE SECTION 2945-2945.11 (Effective July 1, 2009)

2945. (a) The Legislature finds and declares that homeowners whose residences are in foreclosure are subject to fraud, deception, harassment, and unfair dealing by foreclosure consultants from the time a Notice of Default is recorded pursuant to Section 2924 until the time surplus funds from any foreclosure sale are distributed to the homeowner or his or her successor.

Homeowner Affordability and Stability Plan

The deep contraction in the economy and in the housing market has created devastating consequences for homeowners and communities throughout the country.

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7 Important Truths No One Will Tell You About Loan Modifications Don’t Pay Anyone Until You’ve Learned Them

  1. Not All Loan Modification Services are Legitimate or Effective
  2. Attorneys May Not Be The Answer
  3. Many Are Eligible for The Obama Program, But Not Everyone Qualifies
  4. The Loan Modification Companies You Pay Rarely Perform the Service
  5. The Do-It-Yourself Kits Rarely Ever Work
  6. A Loan Modification is a Daunting Task.
  7. You Must Educate Yourself Before Embarking on a Loan Modification

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