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CALIFORNIA CIVIL CODE SECTION 2945-2945.11 (Effective July 1, 2009)

2945. (a) The Legislature finds and declares that homeowners whose residences are in foreclosure are subject to fraud, deception, harassment, and unfair dealing by foreclosure consultants from the time a Notice of Default is recorded pursuant to Section 2924 until the time surplus funds from any foreclosure sale are distributed to the homeowner or his or her successor.

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Homeowner Affordability and Stability Plan

The deep contraction in the economy and in the housing market has created devastating consequences for homeowners and communities throughout the country.

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Coming Up Events

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Universal City,
Hilton Los Angeles/Universal City
Saturday, August 8th
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Los Angeles,
Hilton Los Angeles Airport
Saturday, August 22nd

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Coming Up Events

7 Important Truths No One Will Tell You About Loan Modifications 7 Important Truths No One Will Tell You About Loan Modifications. Don’t Pay Anyone Until You’ve Learned Them.
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Latest Blog Entries

Alan White (June 9, 2009)

California passes 90-day Foreclosure Moratorium

Governor Schwarzenegger signed a bill Tuesday imposing a 90-day moratorium on foreclosures in California. The bill exempts lenders who have a modification program in place meeting standards set forth in the bill, including reduction of payments to 38% of a borrower's income (higher than the 31% DTI standard in the Obama Administration plan.)

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PROTECT YOUR HOME, FAMILY AND DIGNITYDo you want to learn how to prevent foreclosure?

The MPowerMe Foreclosure Prevention Seminars will teach you how to prevent foreclosure and modify your home loan.

MPowerMe Inc. conducts one-day seminars designed to teach you the truth about loan modifications and answer your most pressing questions such as, Should I keep making mortgage payments? What happens if I miss a mortgage payment? What programs are available to me? How do I qualify? How can I stay in my home?

MPowerMe has a team of Certified Foreclosure Intervention Specialists who will be your advocate and teach you how to save your home. Protect what’s most important: Your Home, Family and Dignity.

Save Your Home! Prevent Foreclosure and Learn if you Qualify for a Loan Modification

It’s your home, your family’s security, your dreams and your future. Difficult economic times have made it harder on everyone. Saving your home is the most important thing you can do for your family. You are probably feeling scared and depressed. The lenders keep calling you. You don’t want to answer the phone. You can’t sleep at night. But, what can you do and who can you trust to help?

Go to our Register Now  Page and sign up to attend one of our upcoming seminars or call (877) M-POWR-ME (877- 676-9763).

MPowerMe’s Foreclosure Prevention Seminar will be presented by Terry Strawn, a Certified Foreclosure Intervention and Default Counselor, with 20 years of lending, real estate and consumer counseling experience. Mr. Strawn understands the importance of home ownership and wants to share his experience and expertise on loan modifications and home retention. He has helped thousands of homeowners successfully modify their home loans and save their properties. Let him teach you how to protect what’s most important: Your Home, Family and Dignity.